Gary C Harris Bankruptcy Attorney - Call Today
GCH Bankruptcy - Call For Your Free Consultation

Gary C. Harris
Attorney At Law
P.O. Box 1190,
Clayton, GA 30525
P: 706-782-2227
F: 706-782-7076
gch@myemc.net

Get The Fresh Start You Deserve...

Eliminate Debt: Specializing in Chapter 7 and Chapter 13 Bankruptcy

 

Experienced   |  Compassionate   |  Knowledgeable

ABOUT CHAPTER 13 BANKRUPTCY

Generally, chapter 13 is preferred by debtors who have a valuable asset, such as a home, that is not completely covered by exemptions and that they wish to keep. This is possible because under Chapter 13 a debtor proposes a plan to repay creditors over a three to five year period during which the debtor can make up overdue payments on any assets and pay into the plan the equivalent value of any assets not covered by exemptions. Since the debtors plan will require regular monthly or biweekly payments, Chapter 13 is usually only appropriate for an individual debtor who has a regular source of income.

 

 
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